[FBS] First Bank of Swadia

[greekdragonkdl]

The problem I see with this is the high possibility of players requesting for loans from your bank more than the people putting money into savings accounts. Say 5 people deposit 100k each. Now you have a total of 500k in the bank. Technically you could then loan out that entire 500k, but then what would happen if the people who deposited their gold with you suddenly want their money back? You would be unable to reimburse them, and they would get upset. I could see this idea possibly working ok if a very rich player created it, as they would have a lot of capital. I personally see more risk in depositing gold into something like this than I see benefit. Although the idea itself is interesting.