[FBS] First Bank of Swadia

[Silberfalke]

[quote author=Silberfalke link=topic=26992.msg180755#msg180755 date=1401454822]
[quote author=Handef_Snizel link=topic=26992.msg180725#msg180725 date=1401436718]
What would the interest be if I deposited 5 million?

To answer your question finally (and purely hypothetical) Handef: 190k after 21days, which is a
huuge amount I must admit1 ??? ;D
[/quote]
So the 3.8% rate isn't weekly, it is over a full 21 day period?  Yuck.  I would not be part of the start-up fund for such a small return, given the huge amount of trust I'd have to put in you.  You don't strike me as an overly mature banker sort of fellow.  I'd like to see your house work out before I invest anything into your bank idea.
[/quote]
Small Return?  ??? Well, let me tell you this...there might be players like you with a lot of money, for
whom 190k isn't a big amount, but have you calculated this p.a.? And if I increase the return, what
would be the consequence for the loan interest? Are you then suggesting to plunder the people like in
real life, with interest rates for their loans far exceeding the 10% margin? - Cause that would have to
happen if I wanted this to be after all profitable. This won't happen and as I told someone before, it
isn't meant to make me rich, but considered a usefull service that was non-existent til now.
But anyway man, luckily I'm not at all depending on someones money. I got enough and although this
might in your eyes be not worth mentioning, it is sufficient for me to let it grow slowly but steadily...
and in a after all healthy manner!
And by the way...I don't give a ... on what I strike you...to make that one absolutely clear!

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In real life you have this thing called a savings bond where money is tied up and you earn interest on saving. Unlike a cash saving where you put money in and pull out whenever they want. If you make it clear that it is a savings bond and not a cash savings then it sounds more secure.

Nonetheless, you should constantly change the deposit and loan limits accordingly.

Thanks very much SaxonCamel! That was really helpful...I like helpful comments!
Updated OP with it...