Website changes

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Wouldn't it pose a problem if the following conditions were met:
1) More houses than possible banners - How would you determine which house has the right to bear a banner and which does not? Would you go and limit the amount of possible houses? By which parameters would you choose which house would loose their privilege to bear it's own banner?
2) All banners reserved by houses - Which banner would "homeless people" be abled to choose from? Would they have banners at all?

And now for a witty remark at the end of the post: I, too, was not exactly euphoric about seeing people with my house's banner. So I just made a real ugly one! (no, actually I think it's ok-ish).

For Point one : All should have that privilege. (well maybe starting on from five members or something . )

For Point Two : Some random banners to choose from for the homeless.(and the houses which cannot make their own banner)